Should you rent or buy a house? This question is not an easy one to answer. There are several factors you need to consider before making this important decision. The major factors include one's personal finances, long-term plans, the state of the housing market, the decision-making process, and credit score.
We know a lot about two things; mortgages and being self-employed. The mortgage thing is obvious, but being self-employed? Well, not only do we help a lot of clients who are business-for-self, but all of our brokers are self-employed as well.
Think you’re ready to buy a new home? Before you start scouring the web for your new home, the first step in your home buying process should be getting pre-approved for a mortgage. But what the heck does this mean?
Have you ever walked around your home saying, “I wish I had known about that before I bought my house.” But, being a first-time home buyer it’s like being on a freeway during rush hour and the signs are in a foreign language—you’re just trying to keep pace and take the correct exits.
Before you type into Google, “homes for sale,” you should be taking a deep look at your credit report. We get it. It’s not the glamorous side of buying a new home but knowing how the credit bureaus will rate your credit worthiness will save you time and reduce stress when you start viewing homes.