Photo by Maria Ziegler on Unsplash

Should you rent or buy a house? This question is not an easy one to answer. There are several factors you need to consider before making this important decision. The major factors include one's personal finances, long-term plans, the state of the housing market, the decision-making process, and credit score.

We know a lot about two things; mortgages and being self-employed. The mortgage thing is obvious, but being self-employed? Well, not only do we help a lot of clients who are business-for-self, but all of our brokers are self-employed as well. 

Congratulations, you’ve been pre-approved for a mortgage! Now comes one of the best times of the home-buying process: shopping.

Let's face it. Moving sucks. 

Whether you’re buying your first or fifth home, or selling your current home, it's a stressful time.

Think you’re ready to buy a new home? Before you start scouring the web for your new home, the first step in your home buying process should be getting pre-approved for a mortgage. But what the heck does this mean?

Have you ever walked around your home saying, “I wish I had known about that before I bought my house.” But, being a first-time home buyer it’s like being on a freeway during rush hour and the signs are in a foreign language—you’re just trying to keep pace and take the correct exits.

Before you type into Google, “homes for sale,” you should be taking a deep look at your credit report. We get it. It’s not the glamorous side of buying a new home but knowing how the credit bureaus will rate your credit worthiness will save you time and reduce stress when you start viewing homes.

The struggle to reduce debt is very real. Many Canadians feel the pressure of the increasing costs of goods, a weak dollar, and rising interest rates and it’s not surprising that the top financial goal of 2019 is to pay down debt.

It’s a simple yet powerful four-letter word—debt. Unfortunately, many Canadians have an unhealthy relationship with debt either hiding it from their spouses or just avoiding it altogether. But, getting out of debt while living life comfortably can be surprisingly simple! We have collected our best tips to reduce your current debt.

We are delighted to announce the launch of our new website!

Our new website provides our existing and prospective clients a simple yet interactive view of our work and the services we offer.

New Website Coming Soon!